Ready for Anything
As a responsible driver, homeowner and maybe a boat owner, you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Personal Umbrella Insurance:
When Standard Coverages Fall Short
As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest.
Personal Umbrella Insurance
from Tom Ruggirello
You can prevent payout shortfalls with personal umbrella insurance from Texan's Choice Insurance Agency. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
When Do I Need
Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowners insurance. The same goes for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for watercraft insurance, too.
When Do I Need
Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowners insurance. The same goes for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for watercraft insurance, too.
What Policy Types Does Personal Umbrella Insurance Supplement?
Personal umbrella insurance policies can be used to supplement:
- Homeowner’s policies
- Auto and motorcycle policies
- Boat policies
- More
For a FREE Personal Umbrella Insurance Quote, Contact Tom Ruggirello Insurance Agency
At Tom Ruggirello Insurance, experience has taught us that a personal umbrella policy is the closest one can come in the insurance world to being truly ready for anything. Nothing quite compares to the peace of mind that comes through that extra layer of insurance protection.
Got questions about personal umbrella insurance? At Tom Ruggirello Insurance, we’ve got the answers you need to make informed coverage decisions! If you’re ready to partner with an independent Florida insurance agency that puts your interests above profits, call Tom Ruggirello Insurance today at 772-621-9966! Or for a free online personal umbrella insurance quote, just fill out the form on this page.